To see diverse peoples become financially independent so they can do their life-purpose
To help willing people to pay off their debt, to create additional sources of income, and to develop themselves by providing wealth-builder tips so they can achieve a purpose-driven financial independence
What makes WealthBuilderTips.com different from other personal finance blogs?
I believe financial independence cannot be achieved by teaching you how to budget and/or how to create business alone.
I am convinced that for you to become financially independent, you will first need to develop yourself then learn how to manage your personal finances and finally, create different sources of income.
That said, our blog will not only teach you how to create a budget but also what are the skills you need to start and follow through.
Likewise, we will help you develop yourself in conjunction with helping you build, run, and market your business.
What can you get from WealthBuilderTips.com?
You can find articles ranging from how to create a proper budget to how to create an online business.
You can also find review and how-to articles of different online business tools and strategies so you can save time and energy by skipping the trial and error part of the business.
Who are you listening to?
Good questions! Who are you listening to and why you should listen to me?
My friends call me Greg but I introduce myself to work as John. You can call me either John or Greg or even John Greg. I currently live in Canada, but I came from the Philippines (third world) about 13 years ago.
I am a quiet person but you can make me speak a lot if the topic is about stock investing, budgeting, making side income and Christianity.
Living in a third world country for the first 17 years of my life made me see the value of money.
It helped me understand that money limited, yet our wants and needs are unlimited. I learned that you either increase your income or reduce your expenses in order to advance in life or even to avoid getting broke.
However, as I mature in life, I also learned that increasing your income or reducing your expenses is not enough. Sometimes you need to create extra sources of income.
At a very young age, my dad thought me to save my school allowance.
He would tell me that if I want to buy something that I really love then I need to discipline myself not to spend on random things. My mom, on the other hand, trained us on how to perfect window shopping!
We know well that we can go and browse the toy section whenever we go to a mall but we should never ask them to buy anything. (Well my mom usually buys the knock-off versions of the toys we want and gift it on birthdays or Christmas or whenever we have good marks).
Saving money became my favorite game when I was a kid.
I remember that I would always try to ask allowance from my relatives on Christmas then put it in my savings bank. My greatest accomplishment was when I was 7 years old. I managed to save 6000 pesos.
For reference, the current minimum wage in Metro Manila Philippines is only 537 pesos a day or 10740 pesos per day or $201/month. So 6000 pesos per day (US$112.82) savings in the early 1990s is pretty darn good.
My life in the Philippines is not luxurious, but we are blessed to always have the basic needs of life. We have a house, we never went hungry, we have clothes to wear, and a good school to attend. However, when we migrated to Canada, we started living on or below the poverty line. Fortunately, my relatives let us into their house.
I am glad I learned how to save at a very young age because that helped me to overcome financial stress that new immigrant often faces. I got my first job at McDonald’s at the age of 17 and by my 20’s I have a Registered Retirement Plan and Tax-Free Savings Account set up. I tried to save and invest every single dollar that I make and tried to avoid buying unnecessary things. Fast forward, I now have a good working and automated budget, able to trade the stock market and most importantly I am aware of my personal finance. I have tried to increase my financial IQ during my mid 20’s which is now helping me to pursue even greater things.
That’s it, for now, Wealth Builders!
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