7 Tips On How to Pay Off Credit Card Debt

Credit card is fun to use until you have to pay it off. Most people struggle, but you shouldn’t. Here are 7 Tips On How to Pay off Credit Card Debt.

How Not To Use Credit Cards

how not to use credit card

If you are in debt, can’t control your spending, your savings account is significantly smaller than your credit card statement, PLEASE CUT YOUR CREDIT CARD AND STOP USING IT! You might be asking, what about big purchases? Well, today, I will teach you How Not To Use Credit Cards Hello Wealth Builders,  Today, I will share with you the 7 Steps that I do so I can buy expensive things without using my credit card. …

Read more

5 Bad Habits That Will Wreck Your Personal Finances

Habits-that-will-wreck-your-budget

Managing our personal finances should be straightforward, but our habits make it complicated. My goal for today is to define 5 bad habits that are bad for your personal finance so you can identify whether or not you are doing one or more of these habits. My goal is not to make you feel guilty about it, rather, I want to let you know that there is a way to overcome bad habits and I …

Read more

Best Method to Pay Off Credit Card Debt – Snowball Method vs. Avalance Method

Best-Method-to-Pay-Off-Credit-Card-Debt

Hello Wealth Builders! Did You Know? According to USA Today, a statistics made by Federal reserve shows that an average U.S. household debt is $ 137, 063. Disturbingly, a statistics produced by U.S. Census Bureau shows that the median household income was just $59,039. That is a 232% debt to income ratio! Why having a budget can help us pay off our debt faster Okay. Before we talk about ways on how to pay off our credit-card …

Read more

Christmas Credit Card Debt – How to Pay it Off Quick?

Christmas Credit Card Debt

Christmas season is done and many have to face a grim financial reality – debt! An average American incurs more than $1k debt after Christma. If this is you, then you need to read my Wealth-Tip on How to Pay Off Your Christmas Credit Card Debt Quick A survey that was done by MagnifyMoney.com says, “Americans Racked up $1325 in Holiday Debt in 2019”. Sadly, the majority of the respondent admits that it will take …

Read more

How To Pay for College Without Loans

how-to-pay-off-college-without-a-loan

Did you know that 7 out of 10 recently graduate students will be on debt? The worst part is the average student debt is $37,172 after graduating? (Source: CNBC) If you are a high school student saving up for your post-secondary education, a college student wondering if you will be able to graduate from college without or little debt or a responsible parent planning for your kid’s college/university, then this article is for you. Here, …

Read more

How To Pay Off Debt Quickly

hpw-to-pay-off-debt-quick

Hi Friends, Today, I’m going to share with you how we to pay off debt quickly because all of us needs help on this issue. Facts About Household Debt In the United States of America Did you know the total household debt in the United States of America, according to Federal Reserve Bank of New York, has reached a new all-time high of $13.29 trillion dollars in Q2 of 2018? That is up by $454 billion …

Read more