How Not To Use Credit Cards

how not to use credit card

If you are in debt, can’t control your spending, your savings account is significantly smaller than your credit card statement, PLEASE CUT YOUR CREDIT CARD AND STOP USING IT! You might be asking, what about big purchases? Well, today, I will teach you How Not To Use Credit Cards Hello Wealth Builders,  Today, I will share with you the 7 Steps that I do so I can buy expensive things without using my credit card. …

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How to Make Enough Money To Quit My Job?

How to Make Enough Money To Quit My Job?

A lot of us are not satisfied with our job, so naturally, we ask the question, “How to Make Enough Money To Quit my Job”! If you are one of the people asking this question, I have an answer for you Hi Wealth Builders! In this article I will give you an answer to why people want to quit their job and more importantly, I will teach How To Make Enough Money To Quit Your …

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When Should I Quit My Job?

when should i quit my job?

You are probably asking, “When Should I Quit My Job? “, for various reasons. Maybe you are not growing in your company, or the management sucks. It is possible that you are not physically or mentally able to continue working. It could be you just want to have a different lifestyle. Or you are not getting paid reasonably.  Whatever your reasons are,  you should start at least ask yourself the following questions to get an …

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Back to School Saving Tips

Shopping for back-to-school supplies is expensive and if you are not careful, it could easily blow up your budget and can cause financial stress. That said, I made a Back to School Saving Tips that could help you save money! Did you know?? Source: National Retail Federation That is a lot of spending! So without further ado, here are the things you can do to save from back-to-school shopping. Back To School Savings Tips 1. …

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Affordable Father’s Day Gifts 2019 – Gifts Ideas For Every Type of Dads!

Mugs For Dad Don’t have any idea what to give to your dad? Why not give him a mug! Mug is probably one of the most common father’s gift but hey! At least he will not dislike it! Even if your dad is not a coffee lover, he can still use this mug to put his pens, keys (which he probably always lose), eyeglasses and so much more! If you know how to bake, you …

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Best Way to Save Money Monthly – 5 Steps That I Do to Help Me Save

best way to save money monthly

The key to financial independence is being able to stay out of debt, living below your means, and investing your money. That said, let me share with you the Best Way to Save Money Monthly, so you can be sure that you will stay out debt, have enough money saved for emergencies, and to invest. Why Save for Big Purchases Instead of Using a Credit? I can give you a lot of reasons why you …

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Affordable Mother’s Day Gifts (Under $30)

Affordable Mother’s Day Gifts (Under $30)

Mother’s day is coming up! Do you have a gift for your mom? I know, I know, this site is about saving money, so you might ask, “Why spend? Isn’t “Mother’s day” is just being used by businesses to make money? I can just be with my mom and have quality time? My answer for those is yes, you can do that but hear me out. Our moms did a lot of sacrifice for us …

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How to Reduce Living Expenses?

how-to-reduce-living-expenses

Reducing living expenses is an art, not a science. There is no exact approach nor proven or right way to do it, rather, it takes creativity, practice, and dedication to accomplish it.  In my article, “How To Budget and Save Money “, I have instructed to categorize expenses into either fixed expenses or discretionary expenses. For those of you how doesn’t know, here is a review of fixed vs. discretionary expenses Discretionary expenses are your …

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5 Bad Habits That Will Wreck Your Personal Finances

Habits-that-will-wreck-your-budget

Managing our personal finances should be straightforward, but our habits make it complicated. My goal for today is to define 5 bad habits that are bad for your personal finance so you can identify whether or not you are doing one or more of these habits. My goal is not to make you feel guilty about it, rather, I want to let you know that there is a way to overcome bad habits and I …

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Valentine’s Date Ideas on A Budget

valentines-date-idea-on-a-budget

Valentine’s day is around the corner and most of you are probably thinking about what you will do to impress your partner! Average American then you will most likely be going to spend about $221.34 on gifts, foods, and activities according to the data gathered by Finder.com. Interestingly, it is expected that men will likely to spend more (husband: $357.96, boyfriend: $231.55) compared to their female counterparts (wife: $206.23, girlfriend: $105.02) Of course, we are …

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