Personal Finance Archives - Page 4 of 4

How to Save Money on Christmas Gifts, 8 Ways to Stretch Your Christmas Budget

11/30/201811/30/2018

Hi Friends, Christmas is coming and we are now in full swing on buying Christmas gifts. Speaking of Christmas gifts: [yop_poll id=”1″] How to Save Money on Christmas Gifts Shop in advance Shopping in advance is the best way to save on Christmas gifts. There is no demand during the off-season so naturally, the prices are significantly lower. In addition to, you have time to wait for flash sales, liquidation sales, warehouse sale, etc. Watch …

Christmas is Coming – Are you ready financially?

11/27/201811/22/2018

Hi Friends, Christmas is around the corner, and a lot of us already are planning or planned our Christmas vacations, family reunions, and of course what gifts are we going to give. But let me ask you this question; did you plan for your Christmas budget? Do you plan for it as well? Do you let your credit card companies plan it for you!? If you are letting your credit card companies handle your Christmas …

Reasons Why People Fail With their Budget and How You Can Win

12/22/202011/14/2018

Hi Friends! I’ve been doing my research about budgeting and I found out from Comet Financial Intelligence that only 20% of 1002 people who participated in their survey do not follow a budget! I am surprised! Only 20%! They did not mention the complexity of the budget people is following but that is a different topic to discuss. My hope is you are not one of the 20% and if you are, today is the …

How to Budget and Save Money? (10 Easy Steps to Financial Freedom)

12/22/202011/05/2018

Are you struggling to make ends meet? Are you living pay cheque to pay cheque? Or maybe you are on the blessed side and you don’t need to worry about money, but do you know how much you earn and how much you spend? Do you not fear that maybe one day, your card will be declined while purchasing a very important purchase? You will be surprised how a simple budget can help. Let us …

How To Pay Off Debt Quickly

12/22/202011/01/2018

Hi Friends, Today, I’m going to share with you how we to pay off debt quickly because all of us needs help on this issue. Facts About Household Debt In the United States of America Did you know the total household debt in the United States of America, according to Federal Reserve Bank of New York, has reached a new all-time high of $13.29 trillion dollars in Q2 of 2018? That is up by $454 billion …

Why Budget is Important?

12/22/202010/24/2018

Hi Friends! Just a quick question before we start. How many of you know how much you make and how much you spend per month? How many of you know where your money goes? Who among you are financially stressed right now because of your financial circumstances? Would you believe me if I tell you that being broke has nothing to do with how much a person makes per month? Would you agree with me that …

How to Automate Your Personal Finance?

12/22/202010/18/2018

Hello Wealth Builders! First, I want to thank you for dropping in to read my article on “How to Automate Personal Finance”. I hope that I will be able to add value to your life by the end of this blog. Today, I want to share to you a simple practice that I do to budget my money without really getting too involved in the process. Of course, there are lots of ways to do …